Obama Phone
Are you eligible? Check here or here. Apply with one of the providers here. See a similar option here.
More phones:
Freedompop offers limited free phone service if you buy one of their phones. See options with Freedompop and otherwise here.
You can use a free Google account to call people for free as long as you have wifi where you are and a headset including a microphone (often available for $1-7 from a thrift store).
Free Credit help:
Here with more on their website here.
More websites with services:
Suntopia -like this site, except it covers all the US
Needhelppayingbills.com Lots of state-specific assistance/services
Abba List - similar to this site. Allows you to get a map of city-specific lists of specific assistance, including for cancer, abuse, divorce, financial, grief, housing, medical/dental, parenting, pregnancy, substance abuse, adoption, clothing, elder care, food, homeless, employment, mental health, prayer, reentery, tutoring, etc.
STOP - Lots of great resources including training for jobs, help with housing, etc.
Virginia 211 - Various options including healthcare coverage, food assistance, child care, heating/cooling assistance, and cash assistance.